Last updated: October 7, 2026 · KleanKickz105 LLC dba Credit Rich Solutions
We collect information you provide directly: name, email, account credentials, and any credit-related information you choose to upload or enter (such as credit report data, dispute details, and documents). We also collect limited technical data such as device type and usage analytics to operate and improve the Service.
We use your information to operate your account, provide AI analysis and dispute tools, process payments, communicate with you about the Service, and comply with legal obligations. We do not sell your personal information.
Credit report data and uploaded documents are used solely to provide the features you request (analysis, disputes, monitoring). Access is restricted to you and, where applicable, authorized support staff. Sensitive identifiers are encrypted at rest.
We share data only with service providers necessary to operate the Service (hosting, payment processing via Stripe, email delivery), and when required by law. Tradeline and funding partners receive only the information needed to fulfill your requests.
We use essential cookies for authentication and security, and limited analytics to understand usage. You can control cookies through your browser settings; disabling essential cookies may break login.
We retain account data while your account is active. You may request deletion of your account and personal data at any time; we will delete or anonymize it except where retention is required by law or for legitimate business records (such as payment history).
We use industry-standard measures including encrypted connections, hashed credentials, and encrypted storage of sensitive identifiers. No system is perfectly secure; you are responsible for keeping your credentials confidential.
Depending on your jurisdiction, you may have rights to access, correct, delete, or export your personal data. To exercise these rights, contact us via creditrichsolutions.com.
The Service is not intended for anyone under 18. We do not knowingly collect data from children.
We may update this policy; material changes will be posted here with a revised date. Continued use of the Service after changes constitutes acceptance.